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General disclosures

General Disclosures

Our general disclosures are for your records. You will also recieve an email with our disclosures and information you have submitted to us. 
You can call us anytime 800-278-2117

Risks of Investing

Negotiumx are offered pursuant to a Private Placement Memorandom

Negotiumx otes involves risks, including the risk borrowers will not repay their loans and the risk of Negotiumx discontinuing the servicing of the loans. Negotiumx ‘s obligation to make payments on Notes is wholly dependent upon borrowers paying Negotiumx on the corresponding loans in which you invested.

The risks of investing mean that investors may lose all or most of their investment. Before purchasing any of our Notes, you should carefully read our Private Placement Memorandom, particularly the “Risk Factors” section on pages 17-32, which provides detailed information about the risks of investing in our Notes. The Notes are not guaranteed or insured by any governmental agency or instrumentality or any third party.

The Notes are presently being offered and sold solely to residents of the states of Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New York, North Dakota, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming, and are not presently being offered or sold to residents of any other state, any other territory or possession of the United States, or any foreign country.


Safty and Privacy in Investing

You safety and the safety of your principal is our primary concern. Since we are a new company we have to be very transparent in every aspect of each transaction. We have created these safeguards to help each of our investors maintain their principal balance invested and establish systems and processes that secure all notes payable.

For your protection:

  • We will never email you to collect your bank account number, credit card information, Social Security number, or date of birth.
  • We will never ask you to download software in an email.
  • We will never call or email you to confirm or change your password.
  • We will never call you and ask for your credit card or debit card information.
  • We will never call or email you to ask for an advance fee in exchange for a loan or payment plan.

We will never call you to ask for sensitive information without first having scheduled a phone call from you. If you recieve an email from us it will not ask for sensitive information but we will ask you to call us at our main number 1-800-278-2117.

If you have any concerns or recieved a call from anyone claiming to be an represenative of our company please feel free to call back to our main number at 1-800-278-2117. 



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To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.